Dear Awkwardness,

That was a tricky switch you pulled.  To think, the first time I went to the bank I had my card but not my checks to deposit, and yet when I went back 20 minutes later I had my checks but no longer had my debit card with me.  Let's reach a compromise for next time.  How about I remember to bring both things, and I'll just tell them that I'm flaky.  Think about it.

Sheepishly,
Allison